2021 Reviews: American Amicable Life Insurance

425 Austin Avenue Waco, Texas 76701 Toll-Free: 800-736-7311 www.americanamicable.com Founded in 1909 AM Best Financial Strength Rating: A Assets: more than $109.5 billion American Amicable Non-Medical Life Insurance Policies Permanent Life Insurance Senior Choice Whole Life Insurance Download Brochure Approval: 95% odds of approval for first day coverage through the phone application + electronic application.…
Read More

2021 Reviews: Royal Neighbors Life Insurance

230 16th Street Rock Island, Illinois 61201 (800) 627-4762 royalneighbors.org Founded in 1895 AM Best Financial Strength Rating: A Assets: more than $1.1 billion Royal Neighbors Non-Medical Life Insurance Policies Permanent Life Insurance Simplified Issue Whole Life Insurance Download Brochure Disclosure-Accelerated Gross Death Benefit Disclosure Disclosure-Replacement – 1856-NAIC Disclosure-Buyers Guide – 73-N Level benefit plan:…
Read More

2021 Reviews: Gerber Guaranteed Issue Life Insurance

www.gerberlife.com (800) 704-2180 info@gerberlife.com Funded in 1967 “A” (Excellent) rating from A.M. Best Download Brochure Gerber Life Guaranteed Life Insurance policy. You can’t be turned down — Regardless of your health Ages 50 to 80 years old Face amount from $5,000 to $25,000 ($15,000 in South Dakota) No medical exams are required No medical questions…
Read More

2021 Reviews: Mutual of Omaha Life Insurance

3300 Mutual of Omaha Plaza Omaha, NE 68175 www.mutualofomaha.com (800) 775-6000 customercare@mutualofomaha.com Founded in Nebraska in 1909 Mutual of Omaha Non-Medical Life Insurance Policies Permanent life insurance Living PromiseSM Whole Life Insurance Download Brochure Download Application Disclosures Level benefit plan: For ages 45-85 Face amounts from $2,000 to $40,000 (in WA, $25,000 to $40,000) Accelerated…
Read More

2021 Reviews: Farmers Life Insurance

farmers.com/life-insurance (800) 327-6377 askfarmers@farmersinsurance.com Download Brochure Farmers Non-Medical Life Insurance Policies Term life insurance Farmers’ term life insurance policies are available for 18- to 65-year-olds for 10, 20 or 30 years. Coverage amounts start at $75,000, and premiums remain level throughout the term. This policy usually doesn’t require a medical exam or lab test, and…
Read More

Chronic Inflammation: A Silent Killer

“Rheumatoid arthritis (RA) is associated with a shorter lifespan of 10 to 15 years. RA itself is not fatal, but severe RA can cause complications such as narrowed or blocked heart arteries, scarring of the lungs, and blood cancers that can shorten life expectancy.” https://www.emedicinehealth.com/ask_is_arthritis_deadly/article_em.htm We talk to hundreds of our clients about their health…
Read More

Veteran Burial Allowance Amounts and Application

What are the burial allowance amounts for a service-connected death? Status Maximum burial allowance (in U.S. $) If the Veteran died on or after September 11, 2001 2,000 If the Veteran died before September 11, 2001 1,500 If the Veteran is buried in a VA national cemetery The VA may pay you back for some or all…
Read More

Funeral Insurance Rates for Seniors 55 to 90 years old.

SeniorDefense.Org is actually a life insurance agency, and we can confirm these rate quotes with our trusted carriers. Funeral Insurance Has to be Whole-Life The rates we show bellow are for non-medical, whole-life final expense insurance. Final expense insurance main feature is the express processing of claims. That’s why it is used for funeral and…
Read More

Term vs Whole-Life Life Insurance for Seniors

Term Life Insurance expires and very few claims have to be paid, hence why it is cheaper. You can have a larger coverage for a shorter length of time for the same payment. The reason we do not recommend a solo Term Life Insurance for a senior citizen is that we do not know when…
Read More

Lincoln Heritage Burial Insurance Review

This review is to help seniors and their families make an educated decision about the best final expense life insurance for them. Final Expense life insurance is the same as Burial life insurance and Funeral life insurance. These are small whole-life life insurance plans, with no medical exam, simplified issue and expedited claim. Most life…
Read More