2021 Reviews: Globe Life Insurance Company – As Seen on TV

3700 S Stonebridge Dr. McKinney, TX 75070 globelifeinsurance.com (800) 742-6787 GlobeWebMgmt@Globelifeins.com Financial strength: AM Best rating A Globe Life Non-Medical Policies: Renewable Term to 90 is offered as $1 buys $50,000 on their website. Be aware that this policy is a minefield. It is referred as a final expense or funeral insurance alternative, but it…
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2021 Reviews: Globe Life Insurance Company – As Seen on TV and Mailer

3700 S Stonebridge Dr McKinney, TX 75070 globelifeinsurance.com (800) 742-6787 GlobeWebMgmt@Globelifeins.com Financial strength: AM Best rating A Globe Life Non-Medical Policies: Renewable Term to 90 is offered as $1 buys $50,000 on their website. Be aware that this policy is a minefield. It is referred as a final expense or funeral insurance alternative, but it…
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How to be Reimbursed by the Estate* for Funeral Expenses

(*) The reimbursement is by the estate of the deceased, not the state where you live. Ideally, you would have a final expense life insurance, which is designed to pay for funeral and burial or cremation expenses and hence has expedited claim processing. Unfortunately, this is not a rule and in many cases family members…
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2021 Reviews: American Amicable Life Insurance

425 Austin Avenue Waco, Texas 76701 Toll-Free: 800-736-7311 www.americanamicable.com Founded in 1909 AM Best Financial Strength Rating: A Assets: more than $109.5 billion American Amicable Non-Medical Life Insurance Policies Permanent Life Insurance Senior Choice Whole Life Insurance Download Brochure Approval: 95% odds of approval for first day coverage through the phone application + electronic application.…
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2021 Reviews: Royal Neighbors Life Insurance

230 16th Street Rock Island, Illinois 61201 (800) 627-4762 royalneighbors.org Founded in 1895 AM Best Financial Strength Rating: A Assets: more than $1.1 billion Royal Neighbors Non-Medical Life Insurance Policies Permanent Life Insurance Simplified Issue Whole Life Insurance Download Brochure Disclosure-Accelerated Gross Death Benefit Disclosure Disclosure-Replacement – 1856-NAIC Disclosure-Buyers Guide – 73-N Level benefit plan:…
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2021 Reviews: Gerber Guaranteed Issue Life Insurance

www.gerberlife.com (800) 704-2180 info@gerberlife.com Funded in 1967 “A” (Excellent) rating from A.M. Best Download Brochure Gerber Life Guaranteed Life Insurance policy. You can’t be turned down — Regardless of your health Ages 50 to 80 years old Face amount from $5,000 to $25,000 ($15,000 in South Dakota) No medical exams are required No medical questions…
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2021 Reviews: Mutual of Omaha Life Insurance

3300 Mutual of Omaha Plaza Omaha, NE 68175 www.mutualofomaha.com (800) 775-6000 customercare@mutualofomaha.com Founded in Nebraska in 1909 Mutual of Omaha Non-Medical Life Insurance Policies Permanent life insurance Living PromiseSM Whole Life Insurance Download Brochure Download Application Disclosures Level benefit plan: For ages 45-85 Face amounts from $2,000 to $40,000 (in WA, $25,000 to $40,000) Accelerated…
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2021 Reviews: Farmers Life Insurance

farmers.com/life-insurance (800) 327-6377 askfarmers@farmersinsurance.com Download Brochure Farmers Non-Medical Life Insurance Policies Term life insurance Farmers’ term life insurance policies are available for 18- to 65-year-olds for 10, 20 or 30 years. Coverage amounts start at $75,000, and premiums remain level throughout the term. This policy usually doesn’t require a medical exam or lab test, and…
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Chronic Inflammation: A Silent Killer

“Rheumatoid arthritis (RA) is associated with a shorter lifespan of 10 to 15 years. RA itself is not fatal, but severe RA can cause complications such as narrowed or blocked heart arteries, scarring of the lungs, and blood cancers that can shorten life expectancy.” https://www.emedicinehealth.com/ask_is_arthritis_deadly/article_em.htm We talk to hundreds of our clients about their health…
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Veteran Burial Allowance Amounts and Application

What are the burial allowance amounts for a service-connected death? Status Maximum burial allowance (in U.S. $) If the Veteran died on or after September 11, 2001 2,000 If the Veteran died before September 11, 2001 1,500 If the Veteran is buried in a VA national cemetery The VA may pay you back for some or all…
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