Gerber Life Guaranteed Life Insurance policy.
- You can’t be turned down — Regardless of your health
- Ages 50 to 80 years old
- Face amount from $5,000 to $25,000 ($15,000 in South Dakota)
- No medical exams are required
- No medical questions
- Your premiums never increase
- The coverage amount never decreases
Graded Death Benefit Limitation.
- If death occurs within the first two policy years due to natural causes, all premiums paid are returned plus an additional 10%.
- You are fully covered after the initial two-year period.
- If death occurs within the first two policy years due to an accident you are fully covered.