2021 Reviews: Mutual of Omaha Life Insurance

Celso Neves last updated on February 4, 2021

Level benefit plan:

For ages 45-85
Face amounts from $2,000 to $40,000 (in WA, $25,000 to $40,000)
Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider included in the policy at no additional cost
Note: Accelerated Death Benefit rider may vary by state.
Optional: Accidental Death Benefit Rider

Graded benefit plan:

For ages 45-80
Face amounts from $2,000 to $20,000
This policy contains a graded benefit meaning that for death due to natural causes (any cause other than accidental) during the first two years, the beneficiary will receive all premiums plus 10%. After the two years, the full benefit is paid for death due to all causes. Full death benefits will be paid, in all years, if death results from an accidental bodily injury.
*Not available in AR, MT, NC or WA

Income tax-free death benefit, potential for tax-deferred cash value accumulation & income tax-free policy loans/ withdrawals.
Early access to a portion of your death benefit in the event of a terminal or chronic illness.
Unique option to change the premium payment amount, payment frequency and death benefit amount.

Please contact Celso Neves 888-966-1625 for an illustration with a premium that is guaranteed never to lapse.