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New Burial/Cremation Plans in Virginia

On average, a full-service burial costs $10,153 and cremation costs $5,437…

…or just a small fixed monthly payment.

Burial
w/ Viewing
Cremation
w/ Viewing
Cremation
w/ Burial
Funeral Services$4,042$4,042$2,838
Casket$2,500
Casket (rental)$750
Urn$295$295
Cremation Fee$350$350
Hearse$340
Opening and Closing$500$150
Plot$1,276$500
Vault$1,495
Total$10,153$5,437$4,133
Source: National Funeral Directors Association adjusted for the State of Virginia

See the average cost of a full service burial or cremation in other US States

You can start you planning with this Sample List of the Funeral Expenses that will help you adjust your ceremony to your budget, and find economic alternatives.

You can request an estimated price list from a Funeral Home Nearby

The new burial/cremation plans are non-medical, designed for seniors on a fixed income like social security, disability or a small pension.

The main features of the new burial/cremation plans are:

  • Small fixed payments that fit in the budget
  • Fixed benefit, guaranteed to stay in force until delivered
  • Quick health assessment by phone or online
  • Support from friendly licensed agents by phone
  • Simple and safe application by phone
  • Immediate approval while on the phone
  • Full coverage starts on day 1 (most applications)
  • Coverages from $3,000 to $40,000
  • Expedited claims

You have many options. Let’s help you pick the best for your health and budget.

Noreen NevesCelso Neves
Field UnderwriterField Underwriter
888-960-2539888-966-1625
Life Insurance Licenses: AZ-2629004, AR-2629004, CA-0B60932, CO-569659, FL-W495208, GA-3203509, HI-521108, IL-2629004, KS-2629004, KY-1092933, MD-3000916122, MI-862327, MO-8440709, NV-3341840, NM-2629004, NC-2629004, OH-1191564, OK-3000308949, PA-851989, SC-2629004, TN-2401677, TX-2299312, UT-789788, VA-1076229, WV-2629004

How your health today affects your rates.

Along with your age, your health today affects how low your payments can be. Try to apply before any of the following:

  • A new or worsening health condition
  • Your doctor increases a dosage or prescribes a new medication
  • Your doctor requests a medical exam
  • Your doctor recommends a surgery
  • You feel any of the symptoms of COVID-19

The average cost of funeral services

ItemBurialCremation
Nondeclinable basic services fee$1,848$1,848
Removal/transfer of remains to funeral home$295$295
Embalming$632
Other preparation of the body$215
Use of facilities/staff for viewing$358
Use of facilities/staff for funeral ceremony$421$421
Service car/van$126$126
Printed materials (basic memorial package)$147$147
Total$4,042$2,838
Source: National Funeral Directors Association adjusted for the State of Virginia

SeniorDefense.Org does not require subscription and is loaded with information that can help you plan and save $1,000s on your funeral:

We Got It All Figured Out For You!

Our experienced licensed field underwriters can qualify you after a quick health assessment over the phone. We have consolidated all carriers together and created a simplified guideline that illustrates the best scenario of how your health condition may affect your rate class: your life insurance premium and the wait time for full-coverage.

Health Condition Rate Class
Amputation (due to disease) Graded
Aneurysm Preferred
Angina Guaranteed Acceptance
Arthritis Preferred
Asthma Preferred
Atrial Fibrillation Preferred
Bi-Polar Disorder Preferred
Blood Clots Preferred
Blood Thinners Preferred
Cancer (more than 2 years) Preferred
Cancer (less than 2 years) Graded II
Cancer (active) Guaranteed Acceptance
Congestive Heart Failure Graded II
Cholesterol (controlled) Preferred
Chronic Bronchitis Preferred
Cirrhosis Graded
COPD (mild) Preferred
COPD Severe Graded II
Crohn’s Disease Preferred
Cystic Fibrosis Preferred
Defibrillator (more than 2 years) Preferred
Defibrillator (less than 2 years) Graded
Dementia Guaranteed Acceptance
Depression Preferred
Diabetes with no complications Preferred
Diabetic Coma (more than 2 years) Preferred
Diabetic Coma (less than 2 years) Graded II
Diabetes (insulin before 25 years old) Graded II
Diabetes (insulin after 25 years old) Preferred
Dialysis Guaranteed Acceptance
Diverticulitis Preferred
Drug or Alcohol Abuse (18 Months) Preferred
DUI/Reckless Driving Preferred
Epilepsy Preferred
Felony Preferred
Fibromyalgia Preferred
GERD Preferred
Heart Attack (more than 2 years) Preferred
Heart Attack (less than 2 years) Graded
Hepatitis (not cured) Graded
Hepatitis (cured more than 2 years) Preferred
High Blood Pressure Preferred
HIV or AIDS Guaranteed Acceptance
Home Health Care Preferred
Insulin Shock (more than 2 years) Preferred
Insulin Shock (less than 2 years) Graded
Kidney Disease Graded
Lupus (hospital visit 12 months) Graded II
Lupus Preferred
Multiple Sclerosis Preferred
Muscular Dystrophy (no meds) Preferred
Muscular Dystrophy (meds) Graded
Nephropathy Graded
Neuropathy Preferred
Nicotine products (except for cigarettes) Preferred
Overweight Preferred
Oxygen (24 hours) Guaranteed Acceptance
Oxygen (less than 24 hours) Graded
Pacemaker (more than 2 years) Preferred
Pacemaker (less than 2 years) Graded
Parkinson’s Disease Preferred
Retinopathy Preferred
Schizophrenia Preferred
Seizures Preferred
Sickle Cell Anemia Preferred
Sleep Apnea (with oxygen or not) Preferred
Smoking Preferred-Smoker
Stroke (more than 2 years) Preferred
Stroke (less than 2 years) Graded
TIA-Trans Ischemic Attack Preferred
Tumor Preferred
Wheelchair (due to accident) Preferred
Wheelchair (due to underlying health condition) Graded

Burial Insurance has to be Guaranteed.

Non-MedicalPayment is fixedBenefit is fixedNever expires

You can fully protect your family today!