Compare Funeral Plan Rates

The Average Cost in the US of a Full-Service Burial is $9,135 and a Cremation $5,445…

… or just a small monthly payment.

1) Get your rate quote (instantly)

2) Get pre-approved for your health class by phone (5 minutes)

3) Get approved for the lowest rate with the best carrier for your health class by phone when you are ready (15 minutes)

  • Immediate protection
  • Your Lowest Rate for Average Health & no wait
  • Your Lowest Rate for Some Health Issues & partial wait
  • Your Lowest Rate for Guaranteed Acceptance
  • Coverages from $3,000 to $40,000
Noreen NevesCelso Neves
Field UnderwriterField Underwriter
888-960-2539888-966-1625
Life Insurance Licenses: AZ-2629004, AR-2629004, CA-0B60932, CO-569659, FL-W495208, GA-3203509, IL-2629004, KS-2629004, KY-1092933, MD-3000916122, MI-862327, MO-8440709, NV-3341840, NM-2629004, NC-2629004, OH-1191564, OK-3000308949, PA-851989, SC-2629004, TN-2401677, TX-2299312, UT-789788, VA-1076229, WV-2629004

Save $1,000s by planning and adjusting your ceremony to your budget with this sample list of itemized funeral expenses.

Our Trusted Carriers

One of our trusted carriers will have the lowest rate for your health on the date of your application.

Make sure you apply before any of the following:

  • A new or worsening health condition
  • Your doctor increases a dosage or prescribes a new medication
  • Your doctor requests a medical exam
  • Your doctor recommends a surgery
  • You feel any of the symptoms of COVID-19

The average cost of a burial or cremation with a funeral

ItemBurialCremation
Nondeclinable basic services fee$2,195$2,195
Removal/transfer of remains to funeral home$350$350
Embalming$750$750
Other preparation of the body$255$255
Use of facilities/staff for viewing$425$425
Use of facilities/staff for funeral ceremony$500$500
Hearse$340
Service car/van$150$150
Printed materials (basic memorial package)$175$175
Cremation fee$350
Cremation Urn$295
Metal burial casket$2,500
Sub-Total$7,640$5,445
Cremation casket$1,200
Vault$1,495
Total without a plot$9,135$6,645
Source: National Funeral Directors Association

The Average Cost of a Funeral with a Burial or Cremation in Your State

We Got It All Figured Out For You!

Our experienced licensed field underwriters can qualify you after a quick health assessment over the phone. We have consolidated all carriers together and created a simplified guideline that illustrates the best scenario of how your health condition may affect your rate class: your life insurance premium and the wait time for full-coverage.

Health ConditionRate Class
Amputation (due to disease)Graded
AneurysmPreferred
AnginaGuaranteed Acceptance
ArthritisPreferred
AsthmaPreferred
Atrial FibrillationPreferred
Bi-Polar DisorderPreferred
Blood ClotsPreferred
Blood ThinnersPreferred
Cancer (more than 2 years)Preferred
Cancer (less than 2 years)Graded II
Cancer (active)Guaranteed Acceptance
Congestive Heart FailureGraded II
Cholesterol (controlled)Preferred
Chronic BronchitisPreferred
CirrhosisGraded
COPD (mild)Preferred
COPD SevereGraded II
Crohn’s DiseasePreferred
Cystic FibrosisPreferred
Defibrillator (more than 2 years)Preferred
Defibrillator (less than 2 years)Graded
DementiaGuaranteed Acceptance
DepressionPreferred
Diabetes with no complicationsPreferred
Diabetic Coma (more than 2 years)Preferred
Diabetic Coma (less than 2 years)Graded II
Diabetes (insulin before 25 years old)Graded II
Diabetes (insulin after 25 years old)Preferred
DialysisGuaranteed Acceptance
DiverticulitisPreferred
Drug or Alcohol Abuse (18 Months)Preferred
DUI/Reckless DrivingPreferred
EpilepsyPreferred
FelonyPreferred
FibromyalgiaPreferred
GERDPreferred
Heart Attack (more than 2 years)Preferred
Heart Attack (less than 2 years)Graded
Hepatitis (not cured)Graded
Hepatitis (cured more than 2 years)Preferred
High Blood PressurePreferred
HIV or AIDSGuaranteed Acceptance
Home Health CarePreferred
Insulin Shock (more than 2 years)Preferred
Insulin Shock (less than 2 years)Graded
Kidney DiseaseGraded
Lupus (hospital visit 12 months)Graded II
LupusPreferred
Multiple SclerosisPreferred
Muscular Dystrophy (no meds)Preferred
Muscular Dystrophy (meds)Graded
NephropathyGraded
NeuropathyPreferred
Nicotine products (except for cigarettes)Preferred
OverweightPreferred
Oxygen (24 hours)Guaranteed Acceptance
Oxygen (less than 24 hours)Graded
Pacemaker (more than 2 years)Preferred
Pacemaker (less than 2 years)Graded
Parkinson’s DiseasePreferred
RetinopathyPreferred
SchizophreniaPreferred
SeizuresPreferred
Sickle Cell AnemiaPreferred
Sleep Apnea (with oxygen or not)Preferred
SmokingPreferred-Smoker
Stroke (more than 2 years)Preferred
Stroke (less than 2 years)Graded
TIA-Trans Ischemic AttackPreferred
TumorPreferred
Wheelchair (due to accident)Preferred
Wheelchair (due to underlying health condition)Graded

Any Questions? Wanna a brochure? Call me 888-960-2539