All Posts By Celso Neves

Trinity Life Insurance Company – Brochure and Disclosures

7633 East 63rd Pl. Suite 230 Tulsa, OK, 74133 Toll-Free: 866-211-0811 https://familybenefitlife.com/ Acquired by First Trinity Financial in 2011 Trinity Financial AM Best Financial Strength Rating: A Trinity Financial Assets: $643.5 million Trinity Life Non-Medical Life Insurance Policies Golden Eagle Whole Life Insurance Brochure Golden Eagle Whole Life Insurance Disclosure-Important-Notices Disclosure-Replacement Disclosure-Accelerated-Living-Benefit-Rider Underwriting: Simplified Issue,…
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Family Benefit Life Insurance Company – Brochure and Disclosures

7633 East 63rd Pl. Suite 230 Tulsa, OK, 74133 Toll-Free: 866-211-0811 https://familybenefitlife.com/ Founded in 1964 Acquired by First Trinity Financial in 2011 Trinity Financial AM Best Financial Strength Rating: A Trinity Financial Assets: $643.5 million Family Benefit Life Non-Medical Life Insurance Policies Golden Eagle Whole Life Insurance Brochure Golden Eagle Whole Life Insurance Disclosure-Important-Notices Disclosure-Replacement…
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Guarantee Trust Life Insurance Company – Brochure and Disclosures

1275 Milwaukee Avenue Glenview, IL 60025 Toll-Free: 800-338-7452 www.gtlic.com Founded in 1936 AM Best Financial Strength Rating: A- Assets: $738 million Guarantee Trust Life Insurance Plans Heritage Graded Benefit Whole Life Insurance Brochure Heritage Whole-Life Disclosure – Description of Information Practices Disclosure – Pre-Notice_MIB Appliation process: The whole application takes about 15 minutes over the…
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Funeral Assistance for COVID-19 Victims – As Seen on TV

FEMA is providing financial assistance for COVID-19 related funeral expenses incurred after January 20, 2020. Applications begun on April 12, 2021. Fraud Alert: FEMA has received reports of scammers reaching out to people offering to register them for funeral assistance. FEMA has not sent any such notifications and they do not contact people before they register for assistance.…
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Why Funerals are so Expensive?

In this post from Timothy L Thorman, former Funeral Director (1984-2012), he outlines the expenses of a funeral home and made a very interesting analogy: “Funerals may involve the same kind of planning as weddings, but with just a few days to execute”. While some people may take months to plan for a wedding, most…
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State Shuts Down Funeral Home – What about your pre-paid funeral expenses?

I stumbled upon the post State Shuts Down Detroit Funeral Home for Deplorable Conditions, the post also mentioned that the funeral home did not renew its business license and failed to deposit $21,000 regarding 13 preneed contracts (pre-paid contracts), which is a felony punishable by a $5,000 fine and up to 5 years in prison…
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Royal Neighbors Life Insurance – Disclosures

230 16th Street Rock Island, Illinois 61201 (800) 627-4762 royalneighbors.org Founded in 1895 AM Best Financial Strength Rating: A Assets: more than $1.1 billion Royal Neighbors Non-Medical Life Insurance Policies Permanent Life Insurance Simplified Issue Whole Life Insurance Download Brochure Disclosure-Accelerated Gross Death Benefit Disclosure Disclosure-Replacement – 1856-NAIC Disclosure-Buyers Guide – 73-N Level benefit plan:…
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2021 Reviews: Colonial Penn $9.95 per unit – As seen on TV

399 Market Street Philadelphia, PA 19106 Toll-Free: (800) 523-9100 colonialpenn.com Founded in 1968 AM Best Financial Strength Rating: A- $9.95 for Final Expense Insurance might not be what you think it is, but if you are looking for the lowest cost you are in the right place. We talk to many seniors every day, and…
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2021 Reviews: Colonial Penn $9.95 per unit – As seen on TV

399 Market Street Philadelphia, PA 19106 Toll-Free: (800) 523-9100 colonialpenn.com Founded in 1968 AM Best Financial Strength Rating: A- $9.95 for Final Expense Insurance might not be what you think it is, but if you are looking for the lowest cost you are in the right place. We talk to many seniors every day, and…
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American Amicable Life Insurance – Disclosures

425 Austin Avenue Waco, Texas 76701 Toll-Free: 800-736-7311 www.americanamicable.com Founded in 1909 AM Best Financial Strength Rating: A Assets: more than $109.5 billion American Amicable Non-Medical Life Insurance Policies Senior Choice Whole Life Insurance Brochure Senior Choice Whole-Life Disclosure-Final-Expense-Application Disclosure-HIPAA-Authorization Disclosure-Replacement Disclosure-Terminal-Illness-Accelerated-Benefit Approval: 95% odds of approval for first day coverage through the phone application…
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